How to get personal loan fast
Personal Loan Eligibility You can avail of an ICICI Bank Personal Loa…
How to get personal loan fast
Person loan, get fast personal loans, icici bank loan, low rate bank loan, fast approval personal loan
Personal Loan Eligibility
You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
Check Endowment With Our Eligibility Calculator
| Criteria* | Salaried |
|---|---|
| Age | 23 years - 58 years. |
| Net Salary** | Salaried individuals with minimum monthly income Rs.30,000 |
| Total years in job/profession | 2 Years |
| Years in current residence | 1 Year |
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
 |
| Personal Loan Apply |
| Criteria* | Self Employed |
|---|---|
| Age | 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years |
| Minimum Turnover | Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials |
| Minimum Profit After Tax | Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials |
| Business Stability | In current business for at least 5 years and minimum 3 years for doctors |
| Existing relationship with ICICI Bank | Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required |
Credit:- icici Bank
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